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What happens at a final hearing in financial remedy proceedings?

Written by Barrister Connect | May 20, 2026 9:11:34 AM

The final hearing in financial remedy proceedings is the moment the court decides how the financial position between former spouses will be resolved. It is usually the most expensive and time-consuming hearing in the case and the one where the most is at stake. Understanding what happens, how the court approaches the issues and what to prepare can significantly affect the outcome.

This guide explains the structure of a final hearing, the law the court applies and how to prepare effectively.

What is a final hearing?

A final hearing in financial remedy proceedings is the trial at which the court hears evidence, considers submissions and makes a final decision on the financial issues between the parties. It comes at the end of the case if settlement cannot be reached at the FDR or in negotiation.

Final hearings are usually listed for one or two days, depending on complexity. Major cases involving substantial assets, business interests or pensions can run for three or more days.

The legal framework

The court applies section 25 of the Matrimonial Causes Act 1973 (and corresponding provisions for civil partnerships). The factors the court must consider include:

  • The income, earning capacity, property and other financial resources of each party
  • The financial needs, obligations and responsibilities of each party
  • The standard of living enjoyed before the breakdown
  • The age of each party and the duration of the marriage
  • Any physical or mental disability
  • The contributions made or likely to be made by each party
  • The conduct of each party (only in exceptional cases)
  • The value of any benefit each party will lose as a result of the divorce

The court applies these factors with the welfare of any minor children of the family as the first consideration.

Sharing, needs and compensation

Modern financial remedy law has developed three principles for distributing assets:

Sharing

Matrimonial assets (those acquired during the marriage) are usually shared equally unless there is a reason to depart from equality. Non-matrimonial assets (pre-marital, inherited or post-separation) are treated differently.

Needs

The needs of each party (and any minor children) must be met. Where assets are limited, needs may consume all the matrimonial pot and require contribution from non-matrimonial assets.

Compensation

In limited circumstances, one party may be entitled to compensation for relationship-generated disadvantage (typically where they gave up a career to support the other party's). This is rare in modern practice.

The structure of a final hearing

Pre-hearing preparation

Before the hearing, the court will already have:

  • Form E disclosure from both parties
  • Questionnaires answered (the formal disclosure follow-up)
  • Any expert reports (valuations, accountancy, pension actuarial)
  • Updated ES1 and ES2
  • Witness statements where relevant
  • Skeleton arguments from each side

Opening submissions

The court starts with brief opening submissions, usually from the applicant first. These set out the case and what each party is asking for.

Evidence

The applicant gives evidence first, then is cross-examined. The respondent then gives evidence and is cross-examined. Any experts may give evidence and be cross-examined.

Closing submissions

Each advocate makes closing submissions, summarising the evidence and applying it to the law.

Judgment

The court may give judgment immediately, reserve judgment for a later date, or give an initial decision with reasons to follow in writing.

The role of skeleton arguments

Skeleton arguments are the written legal arguments filed before the hearing. They set out:

  • The factual background
  • The disputed issues
  • The law that applies
  • How the law applies to the facts
  • What order the court is asked to make

A well-drafted skeleton argument shapes the hearing. The judge reads it before the parties speak. Issues identified in the skeleton are usually the issues that get the most attention.

The cross-examination

Cross-examination is often the most demanding part of a final hearing. The party giving evidence will be asked questions by the other side's advocate. The aim of cross-examination is to:

  • Test the accuracy of the witness's account
  • Probe inconsistencies
  • Establish helpful facts for the cross-examining party's case
  • Challenge expert evidence

Witnesses who are calm, honest and direct usually do well. Witnesses who become defensive, evasive or argumentative usually do not.

Possible outcomes

The court can make a range of orders:

  • Lump sum orders (one-off payments)
  • Property transfer or sale orders
  • Pension sharing orders
  • Periodical payments orders (with or without a clean break)
  • Spousal maintenance for a defined term
  • Joint lives spousal maintenance (now rare)
  • Clean break orders dismissing all future claims
  • Orders relating to children's financial needs

The court can combine these to produce a tailored outcome.

What to prepare

Updated disclosure

Make sure your financial position is up to date. Bank statements, pay slips, property valuations and pension values should be current at the date of the hearing.

Witness statement

Your witness statement is your evidence. It should set out the facts in support of your case, clearly and chronologically. It must be honest and accurate.

Documentary evidence

Documents that support your case (correspondence, contracts, valuations, business records) should be in the bundle.

Schedule of issues

The ES1 and ES2 documents should be up to date and reflect the current state of the case.

Practical preparation for the hearing

Plan how to travel to court, arrive early, bring water, be prepared for a long day. Final hearings are tiring.

The expert evidence

Where significant assets are in issue (businesses, properties, pensions), expert evidence may be needed. The court usually expects:

  • A single joint expert where possible
  • A formal letter of instruction
  • A written report
  • Attendance at the hearing if the report is contested

Expert evidence on pensions (actuarial reports on cash equivalent transfer values, or full pension reports under PODE methodology) is particularly important in cases involving defined benefit pensions.

Common difficulties at final hearing

Last-minute disclosure

The other side discloses material close to the hearing. The court may need to deal with this and may permit additional questions.

Expert disagreement

Where two experts disagree (or where one party has refused single joint expert evidence), the court has to decide between competing valuations.

Conduct allegations

Allegations of conduct (financial misconduct, hiding assets) are difficult and time-consuming. The court will only consider conduct where it is "gross and obvious".

Pension complexity

Defined benefit pensions, public sector pensions and pension protection issues are technical and often require expert evidence.

Business valuations

Valuing a business in a divorce involves judgments about future earnings, multiples, control discounts and liquidity. These are technical issues for experts.

The day of the hearing

Most final hearings start at 10am or 10:30am. You should arrive at court at least 30 minutes before to meet your barrister, check the bundle and prepare. The hearing usually involves:

  • Brief discussion between the parties and any advocates
  • Opening submissions
  • Evidence from each party in turn
  • Expert evidence if applicable
  • Closing submissions
  • Judgment or adjournment for judgment

Final hearings can be intense. Eating beforehand, drinking water and taking breaks when offered all help.

After the hearing

If the court gives judgment immediately, the order will be drafted by the parties and approved by the court. If the court reserves judgment, you will receive the written judgment in due course (usually within a few weeks). The order will then be drafted and approved.

Once the order is made, both parties are bound. The order can be appealed (within strict time limits) or, in limited circumstances, set aside. But the starting point is that the order is final.

When to take legal advice

A final hearing is the most significant moment in any financial remedy case. The decisions made bind both parties for the rest of their lives. Full barrister representation is strongly recommended.

A direct access barrister can prepare your skeleton argument, conduct your case at the hearing, cross-examine the other side and present your case in closing submissions on a fixed fee.

Looking for a barrister at short notice?

Direct access means you can instruct a specialist barrister without going through a solicitor first. This is often faster and significantly more cost-effective, particularly where the case is already part way through. Send us a short outline of your case and our team will respond the same working day.