Form E is one of the most important documents in any divorce involving a financial dispute. It is the standard financial disclosure form used in financial remedy proceedings in England and Wales. Completing it accurately is both a legal obligation. It is signed as a statement of truth, and a strategic necessity. How you present your finances on Form E shapes the entire trajectory of your case.
Form E is a comprehensive financial statement that both parties to financial remedy proceedings must complete, sign, and exchange with each other. It is filed with the family court as part of the proceedings and forms the basis of all financial discussions and negotiations that follow.
Because Form E is signed as a statement of truth, providing false, incomplete, or misleading information is a serious matter. Courts take non-disclosure extremely seriously: any financial order made on the basis of incomplete disclosure can be set aside if the truth later comes to light, and the court can make adverse cost orders against a party found to have misled the proceedings.
Form E must be filed with the court and exchanged with the other party at least 35 days before the First Appointment hearing.
All sources of income must be disclosed: salary, bonuses, dividends, rental income, self-employment income, benefits in kind, and any other regular receipts. You must provide your last three payslips and your most recent P60 (or tax returns if self-employed).
All properties you own or have an interest in must be disclosed, including the family home, investment properties, overseas properties, and any property held jointly with a third party. Current market value, outstanding mortgage balance, and estimated equity must all be provided.
All other capital must be disclosed: bank accounts, savings, ISAs, stocks and shares, cryptocurrency holdings, life insurance with a surrender value, business interests, and money owed to you.
Every pension arrangement must be disclosed. You will need to request a Cash Equivalent Transfer Value (CETV) from each pension provider. This can take several weeks, so it is important to request CETVs as early as possible: ideally as soon as proceedings are issued.
All debts must be disclosed: mortgages, credit card balances, personal loans, overdrafts, HMRC liabilities, and any informal debts owed to family members or others.
If you or your spouse own a business or hold a significant shareholding, business assets must be valued and disclosed. This typically requires a formal business valuation from an accountant, which should be commissioned early.
You must also set out your financial needs: both income (what you need each month to meet your living expenses) and capital (what you need to rehouse yourself and any children). These sections are just as important as the disclosure of assets, because needs are one of the central considerations the court applies.
Form E must be accompanied by supporting documents including:
If you believe your spouse has not made full and honest disclosure, there are several steps available:
Form E is the mandatory financial disclosure statement both parties must complete in divorce financial remedy proceedings. It covers all income, capital, pensions, liabilities, and financial needs in detail, and must be supported by documentary evidence. It is signed as a statement of truth, making honesty a legal requirement. If you suspect your spouse has not disclosed everything, legal steps are available to compel further disclosure. Professional assistance in completing Form E can significantly strengthen the presentation of your case.
For help with Form E or financial remedy proceedings, contact Barrister Connect.